Insurance Advisory Services Agreement
Effective Date: January 27, 2025
1. Services Provided
By providing your information and proceeding with this assessment, you acknowledge that you are engaging the services of a licensed health insurance advisor. Our services include:
- Health insurance needs assessment and analysis
- Insurance plan comparison and recommendations
- Assistance with insurance applications and enrollment
- Ongoing support and plan management
2. Consent to Contact
By submitting your information, you expressly consent to being contacted by our licensed insurance advisors via:
- Telephone calls (including automated calls and text messages)
- Email communications
- Direct mail
- Other reasonable methods of communication
This consent applies to both immediate follow-up and future communications regarding insurance products and services that may benefit you.
3. Information Privacy & Protection
We are committed to protecting your personal information. You acknowledge and agree that:
- Your information will be used solely for insurance advisory and enrollment purposes
- We will not sell, rent, or share your personal information with third parties without your explicit written consent
- Your information may be shared with insurance carriers as necessary for quote generation and application processing
- We maintain industry-standard security measures to protect your data
- You may opt out of communications at any time by contacting us directly
4. Licensed Professional Standards
Our insurance advisors are licensed professionals bound by state insurance regulations and ethical standards. We:
- Act in your best interest when recommending insurance products
- Provide accurate and complete information about available plans
- Disclose all compensation received from insurance carriers
- Maintain confidentiality of your personal and health information
5. Assessment Results Disclaimer
The results of this assessment are preliminary recommendations only and do not constitute:
- Medical advice or health recommendations
- Guaranteed insurance approval or coverage
- Final pricing or plan availability
- Legal advice regarding insurance requirements
Final coverage decisions, pricing, and availability are subject to insurance carrier underwriting and approval.
6. Compensation Disclosure
Our licensed insurance advisors may receive compensation from insurance carriers when you enroll in a plan. This compensation does not affect the cost of your insurance or the coverage you receive. We are committed to providing unbiased recommendations based on your needs and circumstances.
7. Limitation of Liability
While we strive to provide accurate information and quality service, we cannot guarantee specific outcomes. Our liability is limited to the services provided and does not extend to insurance carrier decisions, coverage denials, or changes in plan availability.
8. Agreement to Terms
By proceeding with this assessment and providing your contact information, you acknowledge that you have read, understood, and agree to these Terms & Conditions. You confirm that you are at least 18 years of age and have the legal capacity to enter into this agreement.
9. Contact Information
If you have questions about these terms or wish to opt out of communications, please contact us at the information provided on our website.
By continuing to fill out the quote form, you are agreeing to all the terms and conditions stated above and consent to being contacted by our licensed insurance advisors.
